Welcome to JAR Financial Group. By accessing or using our website, services, or digital platforms, you agree to comply with and be bound by these Terms and Conditions. Please read them carefully before using any part of our services. If you do not agree to these terms, you should not use our website or engage with any of our offerings. 1. Introduction JAR Financial is an investment company that provides financial information, investment opportunities, advisory services, and related tools to help clients make informed financial decisions. Our mission is to empower individuals and organizations to grow and manage their financial portfolios responsibly. By using our website or subscribing to any of our services, you acknowledge that you have read, understood, and accepted these Terms and Conditions, along with our Privacy Policy. 2. Eligibility You must be at least 18 years old or of legal age in your jurisdiction to use our services. By accessing our platform, you represent that you have the legal capacity to enter into a binding agreement and that all information provided to us is accurate and up to date. 3. Use of Services You agree to use JAR Financial services for lawful purposes only. You must not use our website or tools in any manner that may harm, disable, or overburden our servers or interfere with other users’ experience. You agree not to: Engage in fraudulent or misleading activities. Use automated systems or bots to access or scrape our data. Copy, modify, or distribute our content without written permission. Use the platform to solicit unlawful or unethical financial transactions. JAR Financials reserves the right to terminate access to any user found violating these terms. 4. Account Registration To access certain services, you may need to create an account. You are responsible for maintaining the confidentiality of your login details and for all activities that occur under your account. You agree to: Provide accurate, current, and complete information during registration. Notify JAR Financial immediately of any unauthorized access or security breach. JAR Financial shall not be liable for any loss or damage resulting from your failure to maintain account security. 5. Investment Disclaimer All investment opportunities, market insights, and financial projections provided by JAR Financial are for informational purposes only and do not constitute financial advice, solicitation, or guarantees of returns. You acknowledge that all investments carry risk, including the potential loss of principal. Past performance does not guarantee future results. Before making any investment decision, you should seek independent financial advice suited to your personal financial situation and risk tolerance. JAR Financial shall not be held liable for any losses or damages, direct or indirect, arising from investment decisions made based on the information provided through our services. 6. Fees and Payments Certain services offered by JAR Financial may require payment. Fees will be clearly stated before you proceed with any paid plan or investment product. By making a payment, you authorize JAR Financial to charge your designated payment method for the agreed amount. Unless otherwise stated, all fees are non-refundable once services are rendered. We reserve the right to modify pricing, payment terms, or service packages at any time. Clients will be notified of any significant changes in advance. 7. Intellectual Property Rights All content, materials, trademarks, graphics, text, data, and software on the JAR Financial website are owned by or licensed to JAR Financial and are protected by applicable copyright and intellectual property laws. You may not copy, reproduce, modify, distribute, or create derivative works from our content without prior written consent. Unauthorized use may result in legal action. 8. Data Privacy and Security JAR Financial values your privacy. All personal and financial information collected is processed according to our Privacy Policy. We employ industry-standard security measures to protect user data. However, no digital platform is completely secure, and JAR Financials cannot guarantee absolute protection against cyberattacks, data breaches, or unauthorized access. By using our services, you acknowledge and accept these inherent risks. 9. Third-Party Links and Services Our platform may contain links to third-party websites or services for convenience. JAR Financials does not control or endorse the content, policies, or practices of third-party sites. You agree that JAR Financial shall not be held responsible for any damages or losses arising from the use of third-party websites, links, or services. We encourage users to review the terms and privacy policies of any external site they visit. 10. Limitation of Liability To the fullest extent permitted by law, JAR Financial, its affiliates, directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages resulting from: Your use or inability to use our services. Any investment loss, data breach, or unauthorized account access. Any third-party actions or omissions beyond our control. Our total liability to you for any claim arising out of or relating to these Terms shall not exceed the total amount you paid to JAR Financials for the service in question. 11. No Guarantee of Results JAR Financial does not guarantee any specific financial outcome, investment return, or business success. Our services are designed to provide insights and tools, not guaranteed results. You acknowledge that all investment decisions are made at your own risk. 12. Suspension and Termination JAR Financials reserves the right to suspend or terminate your account and access to services at any time, without prior notice, if we believe you have violated these Terms. Upon termination, your right to use the services immediately ceases. Any outstanding fees or obligations will remain payable. 13. Indemnification You agree to indemnify, defend, and hold harmless JAR Financial and its affiliates from any claim, loss, damage, liability, or expense arising out of your use of our services, violation of these Terms, or infringement of any third-party rights. 14. Modifications to Terms JAR Financial may modify these Terms and Conditions at any time. Updated versions will be posted on our website with the revised effective date. Your continued use of our services after updates constitutes acceptance of the modified terms. 15. Governing Law and Dispute Resolution These Terms shall be governed by and construed in accordance with the laws of [Insert Country or State]. Any dispute arising out of or related to these Terms shall be resolved exclusively in the courts located within [Insert Jurisdiction]. You agree to first attempt to resolve any dispute amicably by contacting JAR Financial before initiating formal proceedings. 16. Severability If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect. 17. Entire Agreement These Terms and Conditions, along with our Privacy Policy, constitute the entire agreement between you and JAR Financial concerning your use of our services and supersede any prior agreements, written or oral. 18. Contact Information For inquiries, complaints, or clarification regarding these Terms, you may contact us at: